Rates
5-Year Fixed Rate High Ratio Mortgage Special
4.24
3-Year Fixed Rate Mortgage Special
4.49
5-Year Fixed Rate Mortgage Special
4.49
Fixed, First and
Second Mortgage
6-Month
7.29%
1-Year
6.49%
2-Year
5.49%
3-Year
5.34%
4-Year
5.99%
5-Year
5.49%
7-Year
7.19%
Cashback, Fixed
First Mortgages
3-Year – 3% Cashback
6.44%
4-Year – 4% Cashback
7.09%
5-Year – 5% Cashback
6.59%
7-Year – 5% Cashback
8.29%
Variable, First and
Second Mortgages
Closed
Prime
Open
From Prime +1.00%
Home Equity Line of Credit
First and Second Mortgage
Prime +1.00%
Fixed, New Car Loan (Maximum Term)
4-Year Term: 2021 Models
5.69%
6-Year Term: 2022-2024 Models
5.69%
7-Year Term: 2025 Models
5.69%
8-Year Term: 2026+ Models and Newer
5.69%
Quick Loan ($10,000 Max)
7.99
100% Secured CU Line
Prime
Loans
1- to 5-Year Term
Fixed Rate
From 8.50%
Maximum $10,000
Quick Loan
7.99%
Personal Loan
Variable Rate
Prime +4.00%
1 Year RRSP Loan
Fixed Rate
4.95%
2 Year RRSP Loan
Fixed Rate
5.95%
Maximizer RRSP Loan
Variable Rate
Prime +1.25%
Lines of Credit
CU Line – Unsecured
Prime 2.50%
Student Line of Credit
Prime 2.50%
CU Line - 100% Secured
Prime
Overdraft Protection
CU Overdraft Protection
From 21.00%
Personal Loan – 100% Secured
1-Year Fixed
1% greater than the rate on the deposit
1-Year Cashable GIC Special
(RRSP, RRIF, TFSA and GIC)
2.75
3-Year GIC Special – Annual Compounding
(RRSP, RRIF, TFSA and GIC)
3.40
1-Year GIC Special
(RRSP, RRIF, TFSA and GIC)
3.30
2-Year GIC Special – Annual Compounding
(RRSP, RRIF, TFSA and GIC)
3.35
Investment Rates – Posted
Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)
1-Year
2.95%
2-Year
2.95%
3-Year
2.95%
4-Year
3.05%
5-Year
3.05%
Short-Term Deposits
(RRSP, RRIF, GIC and TFSA)
30-89 Days
0.20%
90-179 Days
0.25%
180-364 Days
0.40%
Other
Investments
Step-By-Step GIC/TFSA/FHSA
2.10%
Cashable, 1-Year GIC
2.10%
Currency Exchange Rates
Buying = Member Buys Foreign Currency
Selling = Member Sells Foreign Currency
The rates on this page are against Canadian dollars and apply to transactions up to $999. Rates can only be guaranteed at the time the purchase or sale is conducted. Rates are provided for information purposes only and are subject to change at any time.
Savings/Chequing Accounts
Alto Savings
0.50%
Youth Savings
0.10%
EVA Chequing (Silver/Gold/Diamond)
0.025%
EVA Platinum (0.50% + 1.50% Bonus)
2.000%
US Daily Interest Chequing
0.025%
TFSA
0.50%
RRSP/RRIF/FHSA
0.15%
All rates subject to terms and conditions
View full terms and conditons at wfcu.ca/fineprint
